I just wanted to give you a big thanks from the spammer and the phisher community! Thanks Google, we love you... keep up the bad work. It's like you actually make these changes specifically to enable scammers to rip people off even easier... and for that we really love you! Just keep doing what you're doing... you're really, really helping us scammers make a lot of money from ignorant people. We love you Google, we don't know why you like us so much but we ain't gonna complain! To make it clear: I'm not a scammer - but a person who I know who was (and now works in security), just demonstrated to me VERY clearly why this idea is not very good at all. I can't believe that a corporation as large as Google and supposedly technically proficient could be so short-sighted and ignorant of the security issues that this change you are going to force on your users will have. Will Google be paying back the money to those people who are stolen from because of this change? Or is this just another social experiment being performed on millions of people... you know the way you tech companies do... ignore the spirit (and the letter) of the law when it suits you. We won't even talk about decency being as that hasn't been seen around here for a decade or so...!